Below is a list of some optional coverages you may want to have on you PWC policy

* Multiple towing options, on and off the water
* Disappearing deductibles
* Coverage for your personal property
* Coverage for your fishing equipment
* Coverage against injury to you caused by an uninsured boater
* Hurricane haul out
* Ice/freeze coverage

A Dutch team led the seven-yacht-strong Volvo Ocean Race fleet out of Alicante, Spain, for the start of a nine-month marathon — straight into a Mediterranean storm on Saturday.

You will want to keep in mind that boat insurance needs differ depending on the type of boat or PWC you own. However here are some typical coverages.

For you and your boat:

* Damage to your boats: hull, sails, machinery, furnishings, motor, and trailer
* Liability only
* New boat replacement
* Agreed hull value
* Actual cash value
* Fuel spill liability
* Medical payments
* Salvage coverage and wreck removal
* Damage to another boat
* Damage to other property caused by your boat
* Bodily injury/death of another person

Two men one 84 and the other 82, were boating when their vessel capsized in Raritan Bay in November 2014 on a Tuesday morning. The men were fishing in the 18-foot boat about 2.5 miles from shore.

FDNY rescuers performed CPR on the 84-year-old, who could not be saved, while the 82-year-old was taken to Staten Island University Hospital South ‘conscious and alert,’ police said.

The U.S. Coast Guard investigated and found that the anchor line wrapped around the engine, which caused the vessel to tip over.

Question: Is my boat covered under my auto or homeowner’s policy?

Answer: Generally auto or home insurance does not provide you with the right coverage on your boat or personal watercraft.  Most homeowner’s insurance policies have size restrictions, as well as limitations on horsepower, and damage coverage. Exact coverage limits vary by state, underwriting company, and contract.  Typically, if you do not have a separate boat insurance policy, you are normally under-insured.

Two years ago this week, Hurricane Sandy ripped through the region, forcing thousands of residents of New York and New Jersey out of their homes with wind, flood and fire. The New York Times asked readers who were affected to describe their lives today, and we were struck by how many responses emphasized the role of family in their resilience to the storm.

These are some typical examples of what is not covered under a PWC insurance policy. However, you should read each and every line in your policy to get the facts on excluded items.

* Any craft that has been modified to enhance speed and performance
* Operation of a PWC after dark—dusk to dawn
* Operating a PWC when you do not have a valid driver’s license

It is important to read the details in your policy to see what is covered and what is specifically excluded. Insurance needs differ depending on the type of personal watercraft you own.

In just about every economic cycle, sales of small jets and big jets tended to move together — rising and falling with financial markets and fortunes of the wealthy.

Now, however, the jet market is splitting in two. Sales of the largest, most expensive private jets — including private jumbo jets — are soaring, with higher prices and long waiting lists. Smaller, cheaper jets, however, are piling up on the nation’s private-jet tarmacs with big discounts and few buyers.

“The real demand is at the very top,” said Mr. Rushton, the president of Aviatrade, a private-jet brokerage and advisory company. “The big guys, the billionaires, have plenty of money, and they’re buying. But the middle and lower end has been much slower to recover from the crisis.”

One of the most important part of PWC insurance is that it helps to cover you. A personal watercraft insurance policy typically insures you against many common liability losses regardless of whether you operate it yourself or loan it to another person.

In situations like these, may also be covered:

* Damage to another craft or dock
* Bodily injury or death to another person due to your negligence
* The negligence of another driver while using your PWC
* Towed water skiers or wake boarders who become injured using your craft
* Physical damage to the hull, machinery, and equipment
* Injury to you caused by an uninsured watercraft operator
* Towing assistance if you break down on the water

PWC (Personal Watercraft) insurance helps insure you and your personal watercraft against accidents, vandalism, and liability. That means smooth riding. Our website can provide you quotes for PWC Insurance and help you get the right personal watercraft policy to suit your needs.

Abu Dhabi Ocean Racing led from start to finish to win the Volvo Ocean Race in-port race in Cape Town and confirm its position as the nine-month event’s dominant force.

Several thousand fishermen, both Pakistani and Indian, have been arrested at sea in recent years, accused of crossing a border they cannot see and whose exact location is in dispute.

Every year, dozens of fishing boats from both countries are detained by the Indian and Pakistani governments on charges of trespassing into enemy waters. Flung into jail, the fishermen often languish there for years, only to be released as part of the spasmodic peace process between the two countries. Currently, 249 Indian fishermen are being held in Pakistani jails, while 131 Pakistanis are being held in India, according to the Pakistani Foreign Ministry. A spokesman for India’s Ministry of External Affairs said that comparable figures were not readily available.

New York’s waters are a magnet for fishermen, who gather on piers or go out on party boats and, with a camaraderie fueled by beer and cigarettes, wait expectantly for a tug on the line. But the men aboard the Spearboat disdain the rod and reel, preferring to prowl 40 feet beneath the water’s surface, using their own lungs and rubber-band-powered spear guns. Eschewing the traditional rod and reel, spear fishermen dive about 40 feet under brown-green water to capture bass, porgies and triggerfish.

Timur Bekbulatov, 29, and Sergey Khoroshev, 47, were thrown from a water scooter in Lower New York Bay on Saturday night but swam to nearby islands and were found the next morning.