Most fires happen after fueling. To prevent fires, follow these rules:

* Don’t smoke or strike matches.
* Shut off motors. Turn off electric equipment.
* Close all windows, doors and openings.
* Take portable tanks out of the boat and fill them on the dock.
* Keep the filling nozzle in contact with the tank.
* Wipe up any spilled gas with petroleum-absorbent pads. Discard the pads in a safe manner.
* Ventilate for at least five minutes. Make sure there is no odor of gasoline anywhere in the boat.
* Periodically check the system for fuel leaks.
* Visually check for leaks or fuel in the bilges.

Water safety should always be your number one priority. If this is your first boat, and then take a short safety course is desirable.   You may have previous experience in boat, but this boat is new and unique. Wherever possible, should be your first trip with an expert who can talk through the basics. Such as berthing and turning maneuvers in tight spaces require practice, and mistakes can be expensive! Make sure you are comfortable in the head before taking passengers on board.

At this point, you could invite some friends to join you, but there is one last thing to think. You’ve spent a lot of money on his boat, now you need to make sure your investment is well cared for and protected. You may already know where they are stored when not in use, but have you thought about how? Without adequate protection of the rapid deterioration of his boat. Maintenance is a lot of time, effort and money. Preventing problems occurring is much easier than fixing them to get good habits from the beginning.

The key to protecting your boat is the right cover and places it correctly. There are many different shapes and sizes of the coverage available, but to be truly effective you need to be a tailor-made for your boat. There are several fabrics to choose from, and this also makes a big difference.

There are several ways to get a better rate on your boat insurance. Some of them are beyond our control, but others are a matter of personal choice. With a little patience and research can improve the rate at a good level and save a good amount of money in the long term.

Basic improvements to their type of boat insurance is not all that difficult to achieve. The main thing you need is patience. All good things to those who wait as the old saying. If waiting is not a problem then there is no reason why it should not be able to obtain a decent boat insurance.

The first thing a good choice on boats. Like a car, a sport boat is the most expensive is the insurance. For basic purposes have to do everything possible to choose a boat that is as safe as possible. This means that extreme power, giant engines, and lightweight design speed increase should be avoided. A pleasure boat is going to make an insurance company far less nervous than the speed of a real devil to cut water and weak in the wake elderly. There are many beautiful boats on the market that have all the amenities and nominal speed capabilities that will not make your agent cringe.

Boat value is another factor. If the boat you choose has an extreme need to ensure that you then can have a high insurance quote. To protect against this, make an informed decision when buying a boat. Checking various vendors to make sure you are getting the best deal possible. This, in effect, make your insurance rate drop considerably as the company will have less to cover in the event of an accident or theft.

Being safe is another matter. Most agencies offer insurance discounts to customers who complete a safety course and navigation. This will make you a better sailor and decrease the chances that you will make a fatal error or trial will end costing the insurance company a lot of money. This work also to protect those at various levels. Not only you and the people to be in better hands with someone who has adequate training, you will also have part of the mind that will not make a wrong opinion at a crucial moment that could cause the loss of their boats. Insurance companies are not the only ones with something to lose.

Finally, you should contact the company that handles your car and home insurance. Most times, companies offer discounts to those who use them for all your insurance needs. This will help protect everyone involved and can simplify things from a viewpoint and billing. The end result will be more money saved and less complication when time for payments to be made.

TRAVERSE CITY, MI – Global Marine Insurance is proud to announce that veteran Pacific Northwest finance and insurance manager, Holly Tillotson, has joined the company’s Seattle office as the new West Coast yacht insurance specialist.

Holly will share the office with Gregg Reynolds, the West Coast marine business Insurance specialist for Global Marine Insurance.

“I look forward to utilizing my experience to provide comprehensive insurance coverage for Global Marine Insurance clients,” says Holly, who brings with her 23 years of marine experience, first with Olympic Boat Centers from 1992 to 2008 and then with the largest marine dealership of Sea Ray boats and yachts on the West Coast.

When she’s not helping clients with their yacht insurance needs, Holly enjoys spending time with her husband, Darrin, and her daughter Zoe. An avid boater, Holly owns a 205 Sport Sea Ray.

The Seattle office opened in the fall of 2014 in the heart of the Northwest’s business district to better serve commercial and recreational boaters and yacht enthusiasts on the West Coast. It is located at 1500 Westlake Ave N, Suite 114, Seattle WA 98109.

Global Marine Insurance was founded in Michigan in 1989 and has grown steadily, providing personal marine insurance to boat and yacht owners, and in more recent years, Commercial Marine Insurance to boat dealers, manufacturers, boatyards, marinas, watersport schools, yacht clubs and other marine-related businesses. Most recently, the company announced the launch of a new Private Risk business division based in Traverse City, MI.

The company currently employs more than 30 specialists across the US with remote offices in Norfolk, Virginia, Miami, Florida, ; Seattle, Washington and Dallas, Texas.

It is a good idea to work with a company that understands the unique needs and requirements of enthusiasts and commercial boaters. Typically, the bigger the vessel, the more complex the coverage requirements may be. An underwriter experienced in boats and yachts will understand better the valuation of each vessel, crew coverage, and the most prudent liability coverage.

While there are insurance companies that offer umbrella policies that extend to recreational boats, it pays to secure your Florida boat insurance from a company specializing in marine insurance. A lower rate for umbrella coverage might be enticing but could leave you with inadequate insurance in the event you do need to make a claim.

Another consideration for Florida boaters is to choose coverage with a deductible you can reasonably afford if you do meet with misfortune. Again, lower rates for higher deductibles may have some appeal, but you must ensure that you can afford to pay the deductible if you have to make an insurance claim. If you cannot afford a deductible, then the boat insurance is not adequate.

Most avid boaters work hard to maintain their vessels and often invest in upgrades. If you do add value to your marine investment, check with your Florida boat insurance company to ensure the new upgrades are covered.

Recreational and commercial boaters who require Florida boat insurance have unique considerations as they seek the best coverage.

First and foremost, Florida has extreme weather concerns that are potential hazards for anyone out on the water or with a boat docked at a marina. Each year, Florida’s coastal waters are rocked by severe storms, hurricanes, and wind storm damage.

If you are planning to use your boat in the Sunshine State, you need to ensure that you have adequate protection in the event you encounter a severe weather system. Comprehensive coverage should include not only repair or replacement costs, but arguably also salvage and towing, among other possible expenses after a storm.

Another good reason for choosing an insurance broker is that they can very often provide you with a level of service that you will not find elsewhere. Go direct with an insurance company and there is every chance you will be faced with queues, call centers and people without a real understanding of your needs.

However choose the right insurance broker who understands the PWC trade and you can benefit from advice and guidance aimed at reducing your exposure to risk. In the event of a loss occurring a broker will even act on your behalf to make sure your claim is settled quickly.

By using an insurance broker you can not only save time but they can help you find a plan that provides the best coverages for your personal needs. An independent can search to find you the very best coverage since normally they have access to more then one policy. Due to that they may so be able to provide coverages that in some cases is not available anywhere else.

By using an insurance broker you can save time. You could spend time surfing the internet, thumbing through the yellow pages or ringing around a selection of insurance companies but you could also contact just one insurance broker and let them do the work for you. As with many people I’m sure your time is valuable and therefore saving time is on your search for insurance is important.

Before we start to look at why using an insurance broker could be the perfect way to buy your Motor Trader Insurance lets start off with a few supposed truths about the insurance industry. Number 1 Lets be honest from the beginning and just say it most people don’t like insurance. For most people losses rarely occur and therefore they are paying out insurance premiums year on year and yet they don’t actually see any real benefit of it.

Number 2 Most people (even those who have suffered a loss and have made a claim) see insurance as too expensive with actual insurance companies seen as money grabbing and having no purpose other than to make money.

Number 3 People see insurance as either boring and sold by men in suits or sold using annoying advertising on the television promising cheap or the cheapest insurance and delivering call centres who seemingly have replaced customer service with queues and staff who dont really know what they are talking about.

If youre a Motor Trader who needs to purchase motor trade insurance and any of the 3 points above ring a bell with you then you really need to read on and discover just 4 reasons why using an insurance broker could be just what you need when you next buy your business insurance.

The first reason for using an insurance broker is that they can save you time. Yes you could spend time trawling the internet, thumbing through the yellow pages or ringing around a selection of insurance companies but you could also contact just 1 insurance broker and let them do the work for you. As a motor trader Im sure youre time could be put to better use elsewhere anyway.

The second reason why you might want to use an insurance broker when purchasing motor trader insurance is that providing they are independent (that is they have access to more than one policy) they can search to find you the very best cover. Cover that in some cases isnt available anywhere else.

Another reason for choosing an insurance broker is that they can very often provide you with a level of service that you wont find elsewhere. Go direct with an insurance company and theres every chance youll be faced with queues, call centres and people without a real understanding of your needs. However choose the right insurance broker who understands the motor trade and you can benefit from advice and guidance aimed at reducing your exposure to risk. And in the event of a loss occurring they will even act on your behalf to make sure your claim is settled quickly and favourably.

The fourth and final reason why using an insurance broker could be just what you need when buying motor trade insurance is that they could save you money and wed all no doubt like to be paying less for our insurance. A good broker will therefore be able to take advantage of the facilities they have with the leading insurance companies so you benefit from the cover, the service, the time savings and the premium savings all from the same source.

Motor Trade Insurance doesnt have to complicated or expensive so find the right broker and make sure the price is right for your Business Insurance.

You will typically get the best rate from the insurance company that insures your automobiles and your home but not in all cases.

When you are shopping for insurance, call your current insurance company first but then check with other insurance companies to see what kind of rate you can get. While getting quotes online is very convenient, you should avoid actually purchasing your coverage online. Call and talk to an agent personally instead, or have them call you. Remember that insurance companies are in competition with each other, and they will work with you to get your business. Let each one know about the lowest rate that you have been quoted, and ask them if they can do better!

Before shopping for insurance, think about the investment that you have made in your boat.

Boats are not cheap! Repairing and replacing boats is not cheap either. Make sure that you get the coverage that you need to protect you against all losses involving your boat

However, each insurance company will only offer the discount for specific courses. Find out which course your insurance company will honor, and make sure you take and pass the course! This will save you quite a bit on your premiums and you need the safety course anyway! Find out what other discounts you may be eligible for as well. Most insurance companies won’t tell you about the discounts unless you specifically ask about them.

It is vitally important that you ask about this. Find out who is covered when operating the boat. Some insurance companies will only cover the boat owner as the operator for the rate that was quoted. The rate may go up to cover operators other than the actual owner. Make sure that the insurance agent clearly defines who is covered to operate the boat!

Wreckage Removal coverage is one type of coverage that you should consider. In most places, removal of sunken or wrecked vessels is mandatory, and it is the responsibility of the owner to pay for this removal which can be quite expensive. This optional coverage will cover those costs. You should also strongly consider coverage that will pay for repairs and mechanical failure, as well as coverage that will pay towing charges should you need to be towed back to shore.