GREENWOOD, SC (June 20, 2017) – Recently Pleasurecraft Engine Group employees volunteered during Camp Kemo’s Lake Fun Day, providing a towboat powered by PCM for kids to enjoy a day on Lake Greenwood boating, tubing, and swimming.

Camp Kemo is Palmetto Health Children’s Hospital’s annual week-long summer camp for cancer patients ages 5-18 and their siblings. The camp, staffed by Palmetto Health’s physicians, nurses, and volunteers gives campers the opportunity to hike, swim, and boat along with many other camp activities.

A new product, DownAlert PSD™, has been released to solve the problem of leaving watersports participants alone in the water without a visual alert or signaling device. DownAlert PSD is worn on the arm of a watersports participant and includes an attached signal flag, which is deployed from the device and manually waved by the participant when down in the water.

The same way many vehicle accidents are caused by drivers texting instead of watching the road, distracted boating is also becoming more and more of a problem. If you are in charge of a marine vessel, don’t text or go online. You need to pay attention for safety reasons.

Check the weather before you head out and keep an eye on the horizon and weather reports, so you’re not caught in a storm. Make sure that your boat is operating well (don’t risk equipment failures), has sufficient fuel, and that you have food, water, and first aid supplies. Filing a float plan could save your life, so make time to prepare for trips out on your boat.

Sadly despite years of campaigns to raise awareness about the risks of drunk driving, too many people get into trouble boating under the influence. If you are going to enjoy alcoholic beverages, dock your boat. Do not risk hurting yourself or anyone else if you’re inebriated and remember you can be charged if you operate a marine vessel while intoxicated.

In order to safely enjoy boating you need education, experience, and training. If you are new to boating, you can take courses to ensure that you have the right training to handle different situations and comply with boating regulations. As a bonus, any certification or boating classes you take could also reduce your boat insurance rates.

Sadly far too many accidents happen when people are not paying attention. Make sure you are not one of them, you may want to know that you could also be charged with negligence if you are caught taking risks out on the waves.

Roadside assistance: towing to the nearest qualified repair facility is provided at no additional cost when your tow vehicle or trailer is damaged or disabled. There’s typically no out-of-pocket cost to you for this coverage.

Many Insurance companies also offer replacement cost personal effects, this coverage is generally available up to $5,000 for personal effects, such as clothing, sunglasses, phones, etc. Replacement cost means if we can not repair your damaged items, will covered up to what it costs for new ones (similar model).

Many insurance companies provide the below discount (percentages may very) make sure to ask what discounts are available to you

Discounts

* Loss free renewal – 5% on first renewal, 10% on successive years
* Experience – We will adjust the rate to reflect your boating experience.
* Insuring multiple units – 10% if insuring two or more

Dental Insurance – Reimbursement Options

Sometimes finding the plan with “the” low cost isn’t the best solution, it’s finding quality health insurance at a competitive price.  Costs of any kind of dental procedures is quite high, insurance would make it affordable to you.  Today’s health insurance, including your dental plan, is designed to help you get the care you need at a reasonable cost.  Most individual dental insurance plans tend to emphasize preventive dental care, because it lowers costs in the long-run caused by poor dental hygiene and lack of regular check-ups and cleanings.

In combination with information about different costs, benefits, discounts, choices and services to compare dental insurance plans around.  Make sure you have a plan to secure medical care and cover the associated costs.  With a dental insurance plan covering the costs of these visits, patients are more likely to stick with an effective preventative schedule.

A visit to a dentist in America costs a lot even for regular check ups, cost of any dental procedures if required is much more.  Most of the procedures would cost you in excess of three hundred dollars and that’s the starting fee which increases according to the procedure involved.

PWC insurance plans will typically cover not only you but your passengers as well. Be sure you check the specifics of your policy. You may need to add medical payments coverage as a separate endorsement on the policy. It is also important to know whether other riders are covered if you lend your personal watercraft for someone else to use.

Question: I thinking about owning an PWC but how much dose insurance for one run?

Reply: The average annual cost of PWC coverage can cost anywhere from $150 to $500 per year for a typical plan. The cost of PWC insurance depends on a number of factors such as:

*  Year, make and model of the PWC
*  Horsepower, engine type and maximum operating speed
*  Value of your PWC
*  Any modifications made to the PWC
*  Boater safety courses you’ve taken

Additionally, your PWC insurance rates will depend on the amount and type of coverage you choose. If you only want to cover your craft in the event it is damaged or you cause injury to another person, you can get a minimum amount of coverage. You will pay more for insurance if you also want full replacement cost coverage for your Jet Ski and increased liability limits.

Did you know that with most insurance companies you can save even more on watercraft insurance when you take an approved water safety course or sign up for multiple policies. Ask your insurance agent if you qualify for PWC insurance discounts.