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Do you need jet ski insurance if you only take it out three to four times a year? – Personal Watercraft Insurance

Thursday, Jan. 4th 2024 10:22 AM

It’s always a good idea to have insurance when operating a jet ski, regardless of how often you use it. Accidents can happen at any time, and insurance can help protect you financially in case of any damage or injuries that may occur. Even if you only use the jet ski a few times a year, it’s still important to have coverage. You can check with your insurance provider to see what options are available for occasional jet ski use.

Here is something else to consider: Boating and jet ski accidents are often costly and dangerous. According to the US Coast Guard, there were 4,168 recreational boating accidents in 2019. There were 2,559 injuries, 613 deaths, and about $55 million in property damage. Accidents can happen to anyone regardless of how often they jet ski.

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