Personal Watercraft Insurance Comprehensive and Collision Protection
You should consider getting Personal Watercraft Insurance if you own a personal watercraft. This type of insurance protects you against various risks and damages while using your watercraft.
In addition to the liability coverage, Personal Watercraft Insurance also provides Comprehensive and Collision Protection. There is also medical payment coverage for medical expenses incurred by you, members of your household, or your guests injured from using your watercraft.
Increased Personal Watercraft Liability: Limit options of $25,000, $50,000, $100,000, and $300,000 for Increased Personal Watercraft Liability. Moreover, it provides Increased Medical Payments Coverage limit options of $2,500 and $5,000 at a nominal additional premium.
Uninsured Personal Watercraft Coverage: Uninsured Personal Watercraft Bodily Injury Coverage pays for medical treatment, wage loss, and other damages sustained due to a personal watercraft accident where the liable boater does not have liability coverage.
Optional coverages include:
- Water sports liability coverage.
- Uninsured boat owners coverage.
- Physical damage coverage.
- Trailer coverage.
- Mechanical breakdown insurance.Liability
Insurance will not cover the loss of boat equipment, motorcycle accessories, or physical damage replacement cost, and repairs can be costly. However, replacing a personal watercraft or paying for a liability loss can be expensive.
