PWC Insurance – Is my boat covered under my auto or homeowner’s policy?
Are you under the impression that your auto or homeowner’s policy provides adequate coverage for your boat or personal watercraft? Unfortunately, this is not the case. Most homeowners’ insurance policies have size restrictions, limitations on horsepower, and damage coverage that may not be sufficient.
The exact coverage limits vary by state, underwriting company, and contract. To ensure that you are fully covered, it is recommended that you obtain a separate boat insurance policy. Don’t let a lack of adequate insurance coverage ruin your time on the water. Get the protection you need today.