Personal Watercraft Insurance – Safety and Accidents
The number of PWC accidents involving injury varies by State. California reported 385 PWC-related accidents during the 1996 boating season, resulting in 298 injured persons, 8 fatalities, and $508,000 in property damage. Although PWC accounted for 16 percent of the registered vessels and 14 percent of the fatalities in California, they were involved in 45 percent of all recreational boating accidents and 55 percent of the persons injured.
Collisions with another vessel made up the majority of recreational boating accidents (69 percent), and of these collisions, 71 percent involved one PWC colliding with a second.6 Similarly, Florida had 751,153 registered vessels in 1996, 9 percent of which were PWC, yet PWC accounted for 37 percent of the accidents (464 of 1,260), 48 percent of the persons injured (389 of 804), and 7 percent of the fatalities (4 of 59).7
