Reading Your Personal Watercraft Insurance Policy Carefully
Generally Personal Watercraft Insurance policies provide coverage whether you are operating the Personal Watercraft Insurance yourself or you loan it to someone else. However, the facts and circumstances of each case will be evaluated based upon the applicable laws and policy language, in most cases, regardless of who is operating it, you would be covered for the following:
- Damage to another craft or dock
- Bodily injury or death to another person due to your negligence
- The negligence of another driver while using your PWC
- Towed water skiers or wake boarders who become injured while using your craft
- Physical damage to the hull, machinery and equipment
- Injury caused by an uninsured watercraft operator
Because some coverage’s are optional and must be selected, read your policy carefully to be certain you are getting the coverage you want and need.
