Personal Watercraft Insurance Terms and Conditions
You will want to read your insurance policy carefully. Although most Personal Watercraft insurance policies provide coverage whether you are operating the personal watercraft yourself or you loan it to someone else. However, the facts and circumstances of each case must be evaluated based upon the applicable laws and policy language, in most cases, regardless of who is operating it, you would be covered for the following benfits :
- Damage to another craft or dock
- Bodily injury or death to another person due to your negligence
- The negligence of another driver while using your PWC
- Towed water skiers or wake boarders who become injured while using your craft
- Physical damage to the hull, machinery and equipment
- Injury caused by an uninsured watercraft operator
It is important that your read your policy because some coverages are optional and must be selected for you to have those benefits.
