Personal Watercraft Insurance – Fire Extinguishers
All watercraft smaller than 26 feet and using any volatile liquid having a flashpoint of 110 degrees or less for fuel shall have on board and readily accessible at least one U.S. Coast Guard approved type B-I fire extinguisher if any of the following conditions exist:
• Inboard engine
• Closed compartments where portable fuel tanks may be stored
• Double bottoms not sealed to the hull or which are not completely filled with flotation materials
• Closed living spaces
• Closed stowage compartments in which combustible or flammable materials are stored
• Permanently installed fuel tanks (fuel tanks secured so they cannot be moved in case of fire or other emergency shall be considered
permanently installed)
• A fixed fire extinguishing system installed in the engine compartment All watercraft 26–40 feet long shall have on board and readily accessible:
• At least two type B-I fire extinguishers or at least one type B-II fire extinguisher or
• At least one type B-I fire extinguisher if a fixed fire extinguishing system is installed in the engine compartment Watercraft 40–65 feet must carry at least three U.S. Coast Guard approved type B-I fire extinguishers or at least one B-I and one B-II fire extinguisher. If a fixed fire extinguisher system is installed in the engine compartment, there must be at least two type B-I or at least one type B-II fire extinguisher on board and readily accessible.
