Personal Watercraft Insurance, Typical Exclusions of an PWC Policy
Although it is very important to understand what your PWC policy covers, it equally important to know what is excluded from a PWC policy. That is why you should read each and every line in your policy to get the facts on excluded items.
However here are some typical examples of what is not covered:
* Any craft that has been modified to enhance speed and performance
* Operation of a PWC after dark—dusk to dawn
* Operating a PWC when you don’t have a valid driver’s license
Because insurance needs differ depending on the type of personal watercraft you own, read the details in your policy to see what is covered and what is specifically excluded.