Is Personal Watercraft Insurance Required?
Personal watercraft insurance requirements will vary by state, so be sure to check on the laws where you live. Many states do require liability insurance coverage to cover your legal responsibility if you cause injury to another person or harm to another person’s property.
Most states will require that you have a valid driver’s license, in addition to having a minimum age requirement for driving or riding a personal watercraft. If you financed the purchase of your personal watercraft, your lender will most likely require you to purchase comprehensive coverage’s. You may also be required to have personal watercraft insurance if you dock your craft in a marina.
If you own or are purchasing a Sea-Doo, WaveRunner or Jet Ski, it is a good idea to get personal watercraft insurance for your personal protection, whether or not it is required by law.
