How Much Does Personal Watercraft Insurance Cost?
The average annual cost of Personal Watercraft coverage can cost anywhere from $150 to $500 per year for a typical personal watercraft insurance plan. The cost of personal watercraft insurance depends on a number of factors such as:
* Year, make and model of the personal watercraft
* Horsepower, engine type and maximum operating speed
* Value of your personal watercraft
* Any modifications made to the personal watercraft
* Boater safety courses you have taken
Additionally, your personal watercraft insurance rates will depend on the amount and type of coverage you choose. If you only want to cover your craft in the event it is damaged or you cause injury to another person, you can get a minimum amount of coverage. You will pay more for insurance if you also want full replacement cost coverage for your Jet Ski and increased liability limits.
