Personal Watercraft Insurance, Common Exclusions From A Typical PWC Policy
Knowing what you are not covered for is just as important as knowing what you are. Therefor make sure to spend the time reading your PWC policy to get the facts on what is the excluded items.
Some of the typical examples of what is not covered are:
* Any craft that has been modified to enhance speed and performance
* Operation of a Personal Watercraft after dark—dusk to dawn
* Operating a Personal Watercraft when you do not have a valid driver’s license
Because insurance needs differ depending on the type of personal watercraft you own, read the details in your policy to see what is covered and what is specifically excluded.