Personal Watercraft Insurance covers some or all of the following, depending on the details of your policy. Make sure you read your policy and go over the benefits with your agent if you should have any questions about coverage’s.

* Physical damage to your Personal Watercraft
* Property damage you cause to another person’s dock, boat/craft or other items
* Bodily injury or death you are responsible for
* Injury you incur from an accident caused by an uninsured boater
* Watersports liability for a wake boarder or water skier which you are towing
* Medical payments
* Wreck removal or towing
* Personal property coverage
* Accessory insurance for supplies and personal items on board
* Personal Watercraft trailer coverage

You can typically customize your policy by increasing the amount of coverage or adding additional endorsements. For example, you might want increased liability coverage to protect your assets in the event that you become involved in a lawsuit after an accident you cause on your Personal Watercraft.