Personal Watercraft Insurance Comprehensive and Collision Protection
Comprehensive and Collision Protection are added to the liability coverage. There is also medical payment coverage for medical expenses incurred by you, members of your household or your guests who are injured from use of your watercraft. Increased Personal Watercraft Liability
Llimit options of $25,000, $50,000, $100,000, and $300,000 – all at a very affordable additional premium cost. Increased Medical Payments Coverage limit options of $2,500 and $5,000 for a nominal additional premium. This personal watercraft “package” policy can also be “customized” to meet your particular needs with “Optional Coverages.
Uninsured Personal Watercraft Coverage Uninsured Personal Watercraft Bodily Injury Coverage pays for medical treatment, wage loss, and other damages sustained as a result of a personal watercraft accident where the liable boater does not have liability coverage.
Optional coverages include water sports liability coverage, uninsured boat owners coverage, physical damage coverage, trailer coverage, and mechanical breakdown insurance.
Lliability insurance will not cover the loss of boat equipment, motorcycle accessories or physical damage replacement cost and repairs can be costly. However, replacing a personal watercraft or paying for a liability loss can be expensive.
