Personal Watercraft Insurance, Florida Boat Insurance Short Falls
Recreational and commercial boaters who require Florida boat insurance have unique considerations as they seek the best coverage.
First and foremost, Florida has extreme weather concerns that are potential hazards for anyone out on the water or with a boat docked at a marina. Each year, Florida’s coastal waters are rocked by severe storms, hurricanes, and wind storm damage.
If you are planning to use your boat in the Sunshine State, you need to ensure that you have adequate protection in the event you encounter a severe weather system. Comprehensive coverage should include not only repair or replacement costs, but arguably also salvage and towing, among other possible expenses after a storm.
