Personal Watercraft Insurance, Multi Policy Discount
You will typically get the best rate from the insurance company that insures your automobiles and your home but not in all cases.
When you are shopping for insurance, call your current insurance company first but then check with other insurance companies to see what kind of rate you can get. While getting quotes online is very convenient, you should avoid actually purchasing your coverage online. Call and talk to an agent personally instead, or have them call you. Remember that insurance companies are in competition with each other, and they will work with you to get your business. Let each one know about the lowest rate that you have been quoted, and ask them if they can do better!
Before shopping for insurance, think about the investment that you have made in your boat.
Boats are not cheap! Repairing and replacing boats is not cheap either. Make sure that you get the coverage that you need to protect you against all losses involving your boat