Personal Watercraft Insurance, What a PWC policy Excludes
These are some typical examples of what is not covered under a PWC insurance policy. However, you should read each and every line in your policy to get the facts on excluded items.
* Any craft that has been modified to enhance speed and performance
* Operation of a PWC after dark—dusk to dawn
* Operating a PWC when you do not have a valid driver’s license
It is important to read the details in your policy to see what is covered and what is specifically excluded. Insurance needs differ depending on the type of personal watercraft you own.