Personal Watercraft Insurance, Equipment
A personal flotation devices (life jackets) are required. All watercraft must be equipped with U.S. Coast Guard approved flotation devices as follows:
All watercraft, except sail-boards and certain racing shells or rowing sculls, must have at least one U.S. Coast Guard approved personal flota-tion device (PFD), type I, II, III, or V, for each person on board. Such devices must be in good and serviceable condition, readily acces-sible and must fit the intended wearer. All watercraft 16 feet and longer shall have one type IV throwable PFD on board. When operating a personal watercraft, all persons on board shall wear a type I, II, or III PFD. All children 12 years and younger shall wear a U.S. Coast Guard approved type I, II, or III PFD while underway on any vessel.