What Does Personal Watercraft Insurance Cover
One of the most important part that is covered under a PWC policy is you. A watercraft insurance policy typically insures you against many common liability losses regardless of whether you operate it yourself or loan it to another person. In situations like these, you may be covered for:
* Damage to another craft or dock
* Bodily injury or death to another person due to your negligence
* The negligence of another driver while using your PWC
* Towed water skiers or wake boarders who become injured using your craft
* Physical damage to the hull, machinery, and equipment
* Injury to you caused by an uninsured watercraft operator
* Towing assistance if you break down on the water
