Personal Watercraft Insurance, Boat Insurance Deductibles
Much like auto or homeowners insurance, your boat insurance policy will also specify a deductible amount. This is the amount you will have to pay when making an insurance claim. For example, if you are involved in an accident and have a policy with a $500 deductible, you will be required to pay the first $500 of repair costs.
Some policies will also have a separate electronics deductible. Read your policy carefully or ask your boat insurance company for details.
