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Personal watercrafts such as a Jet Ski will likely require a separate boat insurance policy.

Saturday, Jan. 29th 2011 6:37 AM

Personal watercrafts such as a Jet Ski will likely require a separate boat insurance policy:  You might be able to purchase this policy from your homeowner insurer or you might choose an insurer that specializes in boat insurance. Compare prices and policies to get the best deal. Know the answers to these questions: Are you insured if someone other than yourself is operating your boat or personal watercraft? Are there age limits on who may operate the boat or personal watercraft? Is towing skiers or inner tubes covered by your policy? Keep in mind that most insurance companies are going to consider your motor vehicle driving record in deciding whether to insure your watercraft.

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