How Much Coverage Should You Have on Your PWC
When it comes to coverage for your PWC, it’s essential to have enough liability coverage in case of an accident. According to the Insurance Information Institute, the standard liability limit for boat insurance policies starts at $15,000, but it’s possible to increase this limit for greater protection.
In addition, boat owners can consider purchasing a personal umbrella policy, which provides additional liability coverage for the boat and extends extra protection to the liability coverage on other insurance policies, such as home or car insurance. It’s always a good idea to talk to your local insurance agent to ensure that your coverage limits are set at the right amount for your specific needs.
