Personal Watercraft Insurance – Personal Flotation Devices
Personal Flotation Devices or (PFDs) One approved Type I, II, or III must be provided for each person on board or being towed on water skis, etc. They must be USCG-approved, be in serviceable condition, and be stored appropriately.
A Type V hybrid may be substituted for any Type I, II, or III device but must be worn whenever the vessel is underway, and the person is not in the cabin or other enclosed area.
Class A: Every person on board under 6 must wear an approved Type I, II, or III while the vessel is underway.
Personal Watercraft (PWC): Everyone on or operating a PWC must wear an approved Type I, II, III, or V PFD. Inflatable PFDs are prohibited.
Water Skier: Every person skiing or aquaplaning must wear an approved Type I, II or III PFD. Inflatable PFDs are prohibited.
