Personal Watercraft Insurance – Navigation Lights
Recreational vessels must display navigation lights between sunset and sunrise and during periods of reduced visibility (fog, rain, haze, etc.). The U.S. Coast Guard Navigation Rules specify lighting requirements for every description of watercraft.
It is further suggested that you equip your vessel with an anchor and good anchor line; a de-watering device, such as a bilge pump in the event of flooding; and an oar, paddle, or other alternative means of propulsion in case your engine fails. If the above equipment requirements and suggestions are met, you may be eligible to display an FWC or Coast Guard Auxiliary safety decal.