If you think fall color tours are pretty along highways and byways, our yacht insurance specialists are confident that nothing can beat the vibrant autumn foliage seen from the water.

So much of America’s countryside truly comes alive in the fall. Naturally, as boat enthusiasts and yacht insurance providers we might be a bit biased; but we have to assert that if you’ve never enjoyed an excursion as a “leaf-peeper” by boat, you have been missing out!

Where should you go to enjoy color tours by boat? Here are some of our favorite areas:

• Northern Michigan, especially around Grand Traverse Bay and out along the Leelanau and Old Mission peninsulas
• New York State, notably the Finger Lakes
• New England with countless places to boat in Maine, Massachusetts, New Hampshire, Vermont, Rhode Island, and Connecticut
• Wisconsin, a state with miles and miles of shoreline to explore lakes and rivers
• When you head out on the water to soak in the autumn color palette and crisp, clean air, don’t forget:
• Ensure there are life jackets for each person on board.
• Check that the boat is ready for cold weather with adequate emergency supplies, including extra blankets, a change of clothing, and warming beverages in case someone falls overboard.
• File a detailed float plan in case of emergency.
• Ensure the emergency communication on-board works before you leave the shore – VHF radio, GPS, and locator beacons.
• Dress for the water, typically considerably colder than the air temperature on a nice fall day. Warm layers with a water-resistant outer layer are the best choice.

It is very important to ensure that your boat or yacht insurance coverage is adequate for your trip, particularly if you are heading out of state. If you are renting a vessel, you still need to be sure you are covered in the event of an accident or mishap including damages and personal liability.